LendNova

Receivables Financing

Receivables financing uses your accounts receivable as collateral for an advance or credit line. Unlike factoring, you typically keep ownership of the invoices and the customer relationship.

Apply for receivables financing

Common uses

  • Smoothing long payment cycles
  • Funding growth tied to new contracts
  • Covering payroll between collections
  • Avoiding customer-facing factoring

Often a good fit for

  • B2B businesses with steady receivables
  • Creditworthy customers
  • Companies that want to manage their own collections

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Eligibility, terms, and approval are determined solely by the funding partner. LendNova does not guarantee approval, rates, or funding timelines.

Related options

Business Loans

Lump-sum capital for expansion, hiring, or a major purchase.

Working Capital

Smooth out cash flow and cover day-to-day operations.

Business Lines of Credit

Flexible, revolving access to funds when you need them.

Let's find the right capital for your next move.

Apply in minutes through our secure application portal, or talk it through with a LendNova funding specialist.

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